Book Review - Escape From Cubicle Nation

If you've ever dreamed of leaving your corporate job to start a business of your own I highly recommend that you read Escape From Cubicle Nation by Pamela Slim. This book is inspiring, motivational, and utterly practical. It provides a well-organized tour of all the elements that must be considered when making a significant career change -- emotional, financial, and social.

The book starts with a discussion of why you might want to leave the corporate world -- a section that might seem unnecessary to employees who have survived reorganizations, outsourcing, burnout, and layoffs. But the author wants you to be very clear about what you want to do and why. She also helps her readers confront the fear that if they leave their jobs they'll end up "living in a van down by the river." Pamela Slim became a life coach after leaving her corporate career and this part of the book in particular feels like being professionally coached through this major decision.

While the author's writing style is lively and funny she is also down to earth. Section 2 of the book is called "The Reality of Entrepreneurship" and it includes a reminder that hating your job is not a business plan. She walks the reader through the tough practical steps of defining a clear vision and creating a financial strategy as well as business and marketing plans.

Section 3 is about looking your finances in the eye and making the practical side of this momentous decision work for you. She urges the reader to eliminate debt before making the leap and to have savings to last at least 6 months. There's also excellent advice on shopping for health insurance and other benefits that you will now have to find on your own.

Section 4 guides the reader through conversations with family and friends to reassure them that you are not crazy and to enlist their support in your new endeavor. It also includes a valuable chapter on how to know when it's time to leave the corporate world to start your own business. Hint: it's after you've done a great deal of soul searching, planning and testing.

I believe this book is essential reading for anyone who is considering leaving a corporate job to start their own business. The combination of inspiration, motivation, humor and practical advice is unbeatable.

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Why It Is Important To Stay Focused On The Road While Driving

Driving can be scary business. It may be something that has to be done, but that does not make it any less scary for some people. Getting in wrecks is something most drivers fear, but most of them do not spend a lot of time thinking about it. It is easy to get lost in your own thoughts while you're out on the road, but this can be dangerous.

Paying attention to what's around you while driving is not always simple. Today, with cell phones, (that people not only talk on but text on and surf the internet with) being distracted is easier than it has ever been. When you are driving in a car, it is imperative to always keep your eyes on outside surroundings.

This is not to say that you should forget about daydreaming while you're driving, or that listening to your favorite music is a no-no. All it means is that in order to be as safe as possible, you need to be as alert to potential dangers as you can be. It is easy to get lost in your own head, listening to the radio, or playing over events in your mind. However, no matter how much your mind wanders, your eyes should always be focused on all three sides of the road in front of you.

If you have a good driving record, you will probably be able to find the best deals on auto coverage. However, even the greatest of drivers are not immune to the dangers of driving. Depending upon what kind of coverage you have, if you get in a wreck, you may not have much to worry about other than recovering from your ordeal.

Every day, people and their cars are injured in accidents. This is something that is not going to go away. As long as there are big, fast machines out on the roads, wrecks will happen. Wild (and domestic) animals are responsible for many of the accidents people get in, and many insurers take this into consideration.

Being in a wreck, and surviving, is not the end of the world. If the wreck was your fault, it could cause your rates to go up. However, if you were in a wreck that someone else caused, your rates should not be increased. That being said, if you get into more than one or two accidents within a short period of time, your insurer may need you to raise your deductible.

Accident affect insurance premiums negatively. You will find compete details about the factors that affect insurance rates and a summary of the reasons why you should compare ins quotes online, now.

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Gap Insurance - To Defer or Not to Defer, That Is the Question

Not so long ago it was very common practise for your own motor insurance company to offer a new for old style of cover within the first 12 months of your ownership when ever you bought a brand new car.

This means that if your car was written off within this period your own insurance company would simply replace it on a new for old basis.

It was a perk of buying a new car. It was almost an expected feature of any motor insurance policy. As you already had new for old within the first twelve months it was always tempting to delay the purchase of any gap insurance until the end of this period. The problem was that as you would have then owned the vehicle for over the magic one hundred and eighty days qualifying period the type and level of cover available was inferior to the styles offered when you originally purchased the vehicle.

To compensate for this difference the only option was to buy gap insurance at the start of your ownership. A result being that you where effectively paying twice for the first years cover.

Times change and today's economic climate every organisation is looking for ways to stay competitive and stream line costs. This in turn has meant that not all insurance companies offer this feature as standard. That said there are plenty that still offer this cover and one in particular whom I know offers up to two years complimentary cover.

So as we have already explored if you had this type of cover you where left with only two options neither of which where ideal. At last times have changed and there is a new breed of gap insurance which simply allows you to defer the start date to coincide with the end of your own motor insurance companies cover. The date can be set up to 12 months in advance.

At last you can benefit from the higher premium levels of cover and not be left in the position of having to pay twice or accept inferior levels of cover.

That said do not consider any level of deferred gap insurance until you have contacted your own motor insurance company and confirmed their levels of cover. You will need to read their terms and condition and satisfy yourself that should your vehicle be written off that you would be protected via their policy. That said if you have read the conditions and are happy with their level of cover why not explore the deferred gap insurance option and take advantage of even further price reductions.

Jackie Verdier Sales Director at Aequitas Automotive Limited

As our name Aequitas suggests our aim is simply to be fair and honest in all we do. No gimmicks, no fuss just fantastic service and real market leading prices via our two brands https://easygap.co.uk/ and https://gapinsurance123.co.uk/. Gap insurance dose not have to be difficult and really can be very easy. Used properly and with common sense it really help you protect your finances. So why not take the easygap challenge and see just how easy gap insurance can be.

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Legit Online Jobs Reviews - Discovering Ways To Find a Legit Online Job

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Useful Auto Insurance Tips For Any Buyer

Make sure you stay abreast of the latest updates about auto insurance. Having a vast knowledge of coverage and policies helps you make a suitable decision about your insurance. Here are some strategies to aid you in making your decision on car insurance.

Buying extra insurance coverage for replacement parts may be senseless. It's common practice for repair shops to give you a guarantee on their work for a limited period of time. There is no point in spending money on something you do not really need.

If your record is not perfect, you will pay more than if it was perfect. However, different insurance companies offer different rates. Shop around. Many companies will even help you to re-calculate your premium, in order to figure out what you can do to get the best rate possible.

If you have a previous association with a car repair company, seek their opinion on insurance companies and which ones have a good reputation. Employees at body shops deal with insurance adjusters on a regular basis. Repair shops work with insurance companies all the time, so they know which ones are a breeze to work with and which ones stonewall and delay payments.

Learn about the range of coverages before you choose auto insurance. Your insurance may only be for a single vehicle, but the cost will still be affected by many different variables. To be covered for all costs that might arise if you hit someone with your automobile, you need bodily injury liability.

Only insure those drivers who actually use your car. This can help keep you from paying too much for auto insurance. Your premium will be reduced if you remove drivers from your policy. Removing young drivers from your insurance will decrease your premium.

Do your homework by comparing and contrasting different insurance plans before making your purchase. Even though insurance companies all have access to the same information in your driving record, they use it differently to decide what to charge as an insurance premium. You will find the policy that is most affordable and best suited to you by checking into policies from several different companies.

When you are considering car insurance quotes, the amount of your annual premium will cost is just a minimal part of the factors you need to consider. Know the details of your policy; including, the deductibles, limits and the amount of coverage that is provided.

There should be a "consumer complaint ratio" for many insurance companies in your state. What this number indicates to you is the percentage of provider claims that result in a complaint.

Insurance companies differ and offer a wide variety of services and rate differentials. If you're not satisfied with the quote you've been given, shop around and see what prices competitors are offering.

Most companies offer discounts for having anti-theft devices installed on the vehicle. Theft associated with your car plays a huge role in calculating your insurance coverage. By making your car as secure as possible, you will help ensure lower premiums as the risk of theft, and a big insurance payout, is significantly decreased.

If you are involved in a car accident, contact the police immediately. The police will interview witnesses, collect relevant information, and instruct you about what you should do next. Having the authorities on your side will also be a great benefit when your insurance company gets involved. Notify the police immediately.

Put the lowest amount of miles on your car as possible. If lowering the amount of driving you do isn't feasible, an alternative is to buy an inexpensive second vehicle. You may pay less in insurance on two cars that have low miles than one that has high miles.

Now that you've read this article, you know more about choosing auto insurance that's a good fit for you. Research enables you to make better decisions based off of information instead of speculation. If you think your family and friends could also benefit from this advice, then by all means share it!

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Benefits of Short Term Car Insurance

Driving without car insurance is illegal and can result in hefty fines or even the revocation of the driver's license. Sometimes purchasing long-term insurance is not a necessary expense especially if the vehicle will be used for a short period of time. Short-term car insurance is a convenient option for people who need coverage from a few days to six months.

How Short Term Car Insurance Works

If you are going to be in possession of a vehicle for a temporary period of time, then a short-term insurance policy is a good idea. Coverage lasts from one day to six months, depending on your needs. This type of car insurance includes physical damage, bodily injury, property damage, uninsured motorist, and medical payments. The premiums can be paid either in advance or monthly and might cost less than long term insurance. Most insurance companies charge a flat rate for insurance that is based on a shorter period of time.

When to Get It

If you are taking a road trip during the holidays, short-term car insurance is a good option. Also, if you have a vehicle that is in storage you might want to get short-term insurance to protect it from physical damage. Other instances when this insurance may be needed; college kids who use a car during breaks, guests who are out of town needing to use your vehicle, a disabled person providing coverage for their driver.

The Benefits

An advantage to having short-term insurance is that it will not affect your long-term policy and any amount of drivers will be able to drive your car. If a driver is involved in a car accident, you do not lose the no-claim benefits and discounts on your long-term policy. It is also much more convenient to add drivers on a policy for a short period of time instead of a long-term one.

Purchasing Short-Term Car Insurance

There are many ways you can obtain information about short-term insurance online and offline. One of the best methods is to compare quotes online from several different companies to get the best rates. Comparing car insurance quotes online can provide you with a good idea on pricing, availability, and coverage options that will fit your needs. Once you have found rates that you are satisfied with, you can purchase the policy online or by calling an agent.

There are many useful tips and advice on car insurance online, so make sure to do your research before making a purchase.

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Merits Of Car Insurance

Any responsible driver will agree with the fact that investing in car insurance is one of the most vital elements of buying a car. Many others often wonder about the advantages associated with automobile insurance. Car insurance is one basic element that provides an individual with an economic cushion and hassle free negotiations if of any unfortunate accident on the road.

Economic cushion: Accidents can happen at any time. One may end blowing all the savings on repairing the car and taking care of the medical expenses in the absence of an adequate insurance cover. Bill for car repairs can be quite an enormous amount. Car owners can restrict their payment liability to a great extent with automobile insurance.

Ease in negotiations: The insurance service providers appoint claims specialists who will handle the negotiations on the insurer's behalf. These claims specialists are experts in their field and they aim at providing fair and just resolution to the parties involved. Presence of these claims specialists also protects the insurer from fraudsters who may be trying to claim more than the damage incurred.

Mental peace: One simply cannot ignore the fact, that insurance provides much of mental peace to the driver. The driver understands that insurance provides him a financial safety cover and protects him and the car if of a road mishap.

Car insurance also provides strong relief if there is fire, theft, earthquake, floods, riots or any other untoward natural or artificial calamities that result in any damage to the car. It also provides financial aid to victims of the car crash tragedy. The car insurance policy also covers people who are driving the insured vehicle with your permission. This provides a sense of security to most of the drivers.

Most of the countries have stringent laws about car insurance. Many countries have made auto insurance mandatory for mutual benefit of the riders. Auto experts recommend that one invests a small amount every month towards the car insurance instead of taking the risk of driving an uninsured car. Several insurance companies will also provide an additional discount if the individuals are insuring more than one car under their name. If one does not make the claim towards the car insurance policy, he/she can also avail discounts in the form of no claim bonus at the time of renewal. Be a smart customer and avoid financial and mental stress by investing in an auto insurance policy.

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